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Student Checking

Our Student Checking account is a smart choice for students who want extra benefits, including more access to their money.

Your Student Checking account gives you these valuable extras:
• No monthly maintenance fee
• Four free non-U.S. Bank ATM transactions per statement cycle1
• Free first order of U.S. Bank logo checks

Like all U.S. Bank Checking accounts, Student Checking offers you multiple ways to access and manage your money. Select the “Why Choose Us” tab for details.

All U.S. Bank Checking accounts provide:

  • Online statements – Sign up and help the environment while keeping your financial information safe and secure.
  • Check Card convenience – Use your U.S. Bank Visa Check Card instead of cash or checks for purchases at millions of locations.
  • Internet Banking – Secure online access to your account makes it easy to stay in control of your finances. Monitor your accounts for up-to-date details, make payments, pay bills online and more.
  • Mobile Banking options – Use your Web-connected phone to check balances, transfer funds, find a branch or ATM, pay bills and more.
  • Thousands of branch locations – With more than 3,000 branch offices, it’s easy to find a location near you.
  • U.S. Bank ATM transactions - Use any of our 5,300-plus U.S. Bank ATMs to make withdrawals or deposits, get account information and transfer funds.
  • Account Alerts – Receive email or text message reminders about important activity that you request.

Our U.S. Bank Student Checking has no monthly maintenance fees.2

Consumer Pricing Information (PDF)
Deposit Account Agreement (PDF)

Applying online takes as little as five minutes and is completely secure.

To open a Student Checking account online, you need:

• a minimum opening deposit of $25
• to be at least 18 years old and a legal U.S. resident
• a Social Security Number
• a driver’s license or state/military ID

If you’re missing any of these items, please apply in person at a branch location.

Once approved, you’ll be asked to submit your opening deposit(s) to activate your account(s).

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How to Apply
800-239-3302
  1. Surcharge fees will be applied by ATM owners unless they are participating in the MoneyPass® network.

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  2. For students enrolled at a high school, trade school, technical college or university.

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Deposit products offered by U.S. Bank N.A.  Member FDIC.

View the latest notice of changes in the temporary FDIC insurance coverage for transaction accounts. Learn more.

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800-239-3302

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