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Premier Line of Credit

Premier Line of Credit

You'll have the money you need, whenever you need it, at a competitive interest rate.

U.S. Bank customers can enjoy instant access to funds on an ongoing basis with the U.S. Bank Premier Line unsecured line of credit1.

With a U.S. Bank Premier Line of Credit, you'll enjoy:

  • Generous credit limits
  • Competitive Annual Percentage Rates, currently as low as 9.25% to 13.25%
  • No annual fees
  • Convenient, ongoing access to your funds via
    • Premier Line Access Checks
    • Visa® Platinum Access Card
    • Branch tellers
    • 24-Hour Banking
    • usbank.com
  • No fees for funds advanced by phone, branch teller, Internet, or U.S. Bank Premier Line Access Checks
  • Same low Annual Percentage Rate for advances, balance transfers and purchases
View Rates & Pricing Info

U.S. Bank Premier Line of Credit is a revolving, open-end line of credit that gives you instant access to funds on an ongoing basis. It's perfect for:

  • Consolidating higher interest rate loan balances
  • School expenses and tuition
  • Home improvements
  • Unexpected expenses

Standard Benefits

  • No collateral required
  • Fast access to your funds in as little as 48 hours
  • Free U.S. Bank Internet Banking, Bill Pay, Online Statements and Account Alerts

Optional Benefits

  • BalanceShieldSM payment protection covers you and your family should you become disabled or unemployed, and guarantees payment of account balances up to $10,000 should you die before age 66.

To qualify for a Premier Line you must be an established U.S. Bank customer with a checking account. If you are a recent customer (less than 120 days) or not a U.S. Bank customer, please visit one of our branches.

You will need the following information for your Premier Line of Credit application:

  • Social Security Number
  • Rent or mortgage payment
  • Employment details
  • Annual income
Three Ways to Get Started
800-491-3150
  1. Subject to credit approval. Approval for a U.S. Bank Premier Line is based on having a new or existing U.S. Bank consumer checking account and meeting eligibility and credit qualifications. Instant access to funds with a U.S. Bank Premier Line unsecured line of credit requires a U.S. Bank checking account.

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Lines of credit are offered through U.S. Bank National Association ND. Member FDIC.

Equal Housing Lender Equal Housing Lender

Three Ways to Get Started

Online
Call Us
800-491-3150

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