Silver Business Package

Every Silver Business Package comes with:

• U.S. Bank Silver Business Checking with 150 free transactions per statement cycle¹
• U.S. Bank Business Visa® Check Card

The Silver Business Package gives you these valuable extras:

• 50% off first check order up to $75²
• Payment Solutions statement fee waived for the first two months^{3, 4}
• 50% discount on U.S. Bank Gold Personal Checking account monthly maintenance fees³

When you apply for a Silver Business Package, you’ll be asked to open the following at the same time:

• A U.S. Bank Business Visa® Check Card

Already have a U.S. Bank Business Visa Check Card? If so, it's easy to make your existing account part of your Silver Business Package during the application process.

All U.S. Bank business packages and accounts provide access to the following:

• Online Banking for Business – Manage your business finances and pay bills 24/7, when and where it’s convenient for you.
• Remote Check Deposit – Choose from entry-level solutions that allow you to use your own scanner to high-end systems for businesses that receive a large volume of checks.
• Check Fraud Prevention – With U.S. Bank’s Positive Pay, you can take preventive measures against check fraud, helping decrease the risk to your business.
• Card Payment Processing – Improve cash flow, minimize collections risk and better serve your customers while meeting stringent security standards to protect cardholder data.
• Business Reserve Line – A $1,500 to $10,000 unsecured line of credit for overdraft protection (subject to credit approval).
• Business Visa® Check Card – A convenient way to get cash from ATMs and many retail establishments. You can also use your check card instead of cash or checks for everyday purchases.

No Monthly Maintenance Fee!

There are no checking account maintenance fees or minimum balance requirements with a Silver Business Package.

Item Fees

• $0.50 for each transaction above 150 (per statement cycle)

With these documents, you can open an account today.

To open a U.S. Bank Business Package or account, just bring the following documents to any U.S. Bank branch office.

 

Your business’s Employer Identification Number (EIN) or tax ID number (Sole proprietors can use owner’s Social Security number)

 

Articles of Incorporation, Articles of Organization, charter, or a similar legal document that shows when your company was formed (not required for sole proprietors)

 

A government-issued photo ID and Social Security numbers for you and anyone else authorized to sign checks or make transactions on behalf of your organization

We’ll also need the following legal documentation specific to the legal structure of your business.

• Sole Proprietorship – Assumed Name Certificate (Doing Business As)
• Partnerships (all types) – A partnership agreement listing the name of the partnership and the general partners
• Limited Liability Corporation (LLC) – Articles of Organization listing the names of members and managers
• Corporation – Articles of Incorporation
• Nonprofit Organization – A charter or other governing documents listing each member-elected officer